A simple 3-step process to recover surplus funds that belong to you. We handle the research, legal work, and county communication — so you don't have to.
When a property sells at a tax deed sale or foreclosure auction for more than what was owed in taxes or mortgage debt, the excess money is called "surplus funds" or "overbid."
This money is held by the county and legally belongs to the former property owner. However, counties are not required to actively locate or notify you. Many people never learn these funds exist.
SurplusBridge proactively monitors county records, identifies rightful owners, and manages the entire claim process through licensed attorneys.
Every claim follows the same proven process, handled entirely by our team.
We monitor 80+ counties across Georgia, Florida, California, Texas, and South Carolina. Our team cross-references tax deed sale records and foreclosure auction results to identify surplus funds and locate the rightful owners.
A licensed attorney in your state prepares and files the necessary legal documents with the county. They handle all communication, hearings, and follow-ups on your behalf.
Once the county approves your claim and releases the funds, you receive your money minus our contingency fee. The entire process typically takes 30–90 days depending on the county.
The typical recovery process takes 30–90 days from start to finish.
We monitor tax deed sale records and foreclosure auction results across 80+ counties in five states. When a property sells for more than what was owed, we cross-reference public records to identify and locate the former property owner entitled to the surplus.
No. SurplusBridge works with licensed attorneys in each state we operate. They handle all legal filings, court appearances, and county communication on your behalf. You don't need to find or pay for your own attorney.
Because we work on contingency, you owe nothing if your claim is denied. Our attorneys thoroughly vet each case before filing to maximize the chance of a successful outcome. If the county initially denies a claim, our team will explore all available legal remedies.
Most claims are resolved within 30 to 90 days, though timing varies by county. Some counties process claims in as little as 30 days, while others with more complex requirements may take closer to 90 days. We keep you updated throughout the process.
Find out in minutes if you're owed surplus funds. There's no cost to check and no obligation to proceed.